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Karen Hall is an agent of and licensed to sell insurance through New York Life Insurance Company and maybe licensed to sell insurance through other independent, non affiliated insuers in the states of CA (CA Insurance Lic #0608039), AZ, CO, FL, NC, OR, TN, TX, WA. No insurance may be offered outside the states referenced.

Karen Hall is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC (FINRA/SIPC), a Licensed Insurance Agency. In this regard, this communmication is strictly intended for residents in the states of CA, NC, WA. No securities products and or services may be offered outside the states referenced.

Additionally, Karen Hall is a Financial Adviser of Eagle Streategies LLC, a Registered Investment Adviser, offering financial planning and investment advisory services in the states of CA, NC, OR, WA. As such, these services may not be offered outside the states referenced.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.

Merit Financial & Insurance Solutions is not owned or operated by New York Life Insurance Company or its affiliates.