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Retirement isn't an end, it's a beginning: the beginning of waking on your own, traveling impulsively, and spending significant time with your significant other. It's also time to start preparing for the future. After all, you've still got an entire lifetime ahead - one in which day-to-day demands are replaced by unlimited possibilities and infinite choices. It's all on you now, and on the resources you put in place. So now that you're retired, it's time to get to work.

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Karen Hall is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0608039), CO, ID, KS, MT, NC, NV, NY, OR, TN, TX, and WA. No insurance business may be conducted outside the states referenced.

Karen Hall is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2625 Townsgate Rd Ste 300, Westlake Village, CA, 91361, 805-443-7857. In this regard, this communication is strictly intended for individuals residing in the states of CA, ID, KS, NC, NV, NY, OR, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Karen Hall is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, ID, KS, NC, NV, NY, OR, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

MERIT FINANCIAL & INSURANCE SOLUTIONS is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither MERIT FINANCIAL & INSURANCE SOLUTIONS nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.